Dental insurance: is it worth getting one?
Oral services offered by public health are limited, but to what extent is it necessary to pay for insurance?
We are all aware of how important it is to take care of
our oral health to prevent future pathologies, since it can affect our
cardiovascular health, among others. The mouth goes beyond showing off a
pretty smile with perfect teeth, it is the initial organ of the digestive
system.
Do I need dental insurance?
When hiring dental insurance, as a complement to health insurance, it
is worth analyzing both the coverage offered by the policy and the
advantages it makes available to us. It is highly recommended to take out
dental insurance as a complement because the services offered by public
health are very limited, in addition to the high prices that private
dentists have.
Health insurance includes basic dental insurance,
which includes the following preventive treatments: consultations,
check-ups, an annual dental cleaning, x-rays and simple extractions that do
not require surgery. These services do not have any type of additional cost
for the insured.
The discounts that the rest of the services may
have if you contract them will appear in the conditions of your health
insurance.
What does dental insurance include?
All dental insurance includes a series of free services for having
the policy contracted, these services are: consultations, diagnoses,
emergencies, dental cleanings (1 per year) and x-rays. In some companies we
also find the following for free: periodontics, implant studies and dental
interventions.
Regarding the financed treatments, it is important to know that
some companies work with a franchise and others cover up to a maximum
amount. The amount you will have to pay will depend on each insurer, since
there is no fixed price per service and it varies according to the
treatment. Among the services financed we can find: conservative dentistry,
prosthetics, orthodontics, implantology, periodontics, etc.
The advantages of having dental coverage
Another benefit to highlight when taking out dental insurance
is that you will avoid waiting lists when you need to undergo a treatment or
intervention and, in addition, you will not have any grace period, so you
can enjoy the services from the first day. Finally, if you take out
insurance for the whole family, the price will be cheaper.
Don't think twice and take out dental insurance as a complement
to your health insurance with iSalud.com. You will have many free
treatments, especially for those under 14 years of age. With this insurance
you will be able to access a wide dental medical chart, in addition to being
able to go to the best specialized clinics.
